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“Why are you looking at me? I didn’t borrow any money!” Meng Jingzhou noticed Lu Yang’s gaze and exclaimed angrily.

“Do you know which power is the creditor? Is it the Meng Family, the Land Money Trade Association, or some other force?”

In Lu Yang’s mind, the two most famous loan powerhouses were the wealthy Meng Family and the globally recognized Land Money Trade Association.

Li Haoran shook his head,” I don’t know which force it is, the dream fragments I get each time are intermittent. It was only a few days ago, during a dream, that I happened to envision a scene before Qin Haoran was severely injured. Their dialogue revealed that the other party was the creditor, and Qin Haoran had no money.”

“But it may not necessarily be Qin Haoran who borrowed the money; it could be the entire Nine Nether Cult that borrowed. The creditor found the manager of the Nine Nether Cult, who is the Master.”

“Did the person know that Qin Haoran is the Master of the Nine Nether Cult?” Lu Yang was astounded. How bold was the other party to dare to borrow money from the Nine Nether Cult?

If word got out to the Great Xia Dynasty, even if one managed to escape death, they would still suffer greatly.

Li Haoran shook his head, stroking his chin as he analyzed. Through the repeated torment of Qin Haoran’s memories, his knowledge reserve was rapidly increasing.

“They probably didn’t know. From the memory fragments I obtained and my understanding of Qin Haoran, the most plausible scenario was Qin Haoran took some of the spirit stones from the treasury of the Nine Nether Cult to establish a small trading company. The members were Qin Haoran and a few dozen people from the Nine Nether Cult.”

“Then, through some maneuvers or risky operations that yielded quick profits but hidden dangers, they made the small trading company appear prosperous and thriving.”

“The small trading company would borrow money several times, each time repaying the loans promptly.”

“In this way, when the lenders assessed this small company, they would think they were credible with good potential for future development.”

“The small trading company would propose borrowing a large sum of money to expand their power. The lenders would probably agree.”

“After getting the money, the small company could then spend all the spirit stones under the pretext of conducting business. In reality, they would secretly transfer all the spirit stones to the Nine Nether Cult.”

“Eventually, the small trading company would declare bankruptcy.”

“Since Qin Haoran registered the small trading company as a limited liability company, the company members would not be responsible for its debts. Therefore, the lenders couldn’t directly demand debt repayment from Qin Haoran and other top members of the Nine Nether Cult.”

Li Haoran concluded, “In this way, Qin Haoran and the Nine Nether Cult managed to borrow money without having to repay it. It’s a perfect plan.”

After hearing this, Lu Yang felt it made sense for creditors to try to kill Qin Haoran.

Understandable.

“Luckily, Qin Haoran is dead. You won’t have to assume his debts.” Meng Jingzhou was relieved for Li Haoran, that even if Li Haoran were sold off, it wouldn’t be enough to pay off the debt, let alone the interest.

“I hope so.” However, Li Haoran didn’t feel at ease. This was one of the reasons he couldn’t sleep at night.

Legally, he wouldn’t be inheriting the debts of his past life. But, it was uncertain whether the creditors would abide by the law.

That damned Qin Haoran, served him right to be dead!

Lu Yang patted Li Haoran on the shoulder,”It’s not good to always stay cooped up in the Abode. Why not get out a bit? Have you come up with a way to form a golden core?”

Li Haoran shook his head,”No.”

While he had Qin Haoran’s method for forming a golden core in his memory, he didn’t want to follow Qin Haoran’s path.

“That’s perfect then. It’s about time for you to form a golden core. Go out and change your mood, and maybe you’ll find a chance to form a golden core.”

“With us two Golden Core Stage Great Powers guarding you, I guarantee this trip will be absolutely safe!” Meng Jingzhou gave a thumbs up. He hadn’t forgotten the initial purpose of the trip was to show off that they had completed the golden core formation.

Li Haoran: “….”

Is it that great to form a golden core! I have insights from a Unification peak Great Power’s cultivation experience, sooner or later, I’ll surpass you two!

Eldest Senior Sister had ordered Li Haoran not to leave the Seek Dao Sect. Otherwise, he would have also gone to the dense forest to seek his golden core opportunity.

Li Haoran could only leave the Seek Dao Sect under one condition, and that was if he was led by Lu Yang.

Being led by Lu Yang was even safer than being led by the Fifth Elder. They wouldn’t even be afraid of encountering an Immortal.

“I’ll go and inform Master before we leave.”

“Let’s go.”

The trio found the Fifth Elder busy refining tools. The elder held a large hammer, striking the weapon with sparks flying. Each blow seemed to mimic a collision of mountains, the writhing of an earth dragon, causing the earth to shake and mountains to sway.

“It’s Haoran huh, what’s the matter?” Seeing Lu Yang and the others confronting him, the Fifth Elder stopped his work, shrunk the hammerhead, and knocked it against his stiff back.

“It’s like this, Master, I want to go out with Senior Brother Lu and Senior Brother Meng…”

Li Haoran explained his situation briefly. The Fifth Elder nodded frequently. He could understand Li Haoran’s difficulties. It was quite bothersome to deal with the various matters of a major sect every day.

Otherwise, they wouldn’t have made Daoist Buyu the Sect Leader.

“Fairy Yunzhi said that if you are accompanied by Lu Yang when you go out, there will be no accidents. You all may go.”

“Should we inform Eldest Senior Sister?” Li Haoran asked. He felt uneasy about leaving the sect.

“Eldest Senior Sister is out on some business and won’t be back anytime soon.” Lu Yang said. He was likely the only one in the entire Seek Dao Sect who knew what Eldest Senior Sister was up to.

Emperor Xia had given a response, saying they could relocate the Immortal’s Abode. Eldest Senior Sister had gone to move Fairy Eternity’s kitchen.

Relocating an Immortal’s Abode without damaging the integrity of the Immortal ruins was extremely difficult and required Eldest Senior Sister to do it herself.

Fairy Eternity had been laughing over this for half a day to the point where she couldn’t even close her mouth. She said that once the kitchen was moved back, she would show off her skills to Lu Yang.

Lu Yang was so scared he didn’t dare to make a sound.

After reporting to the Fifth Elder, when the three were about to board a ship to leave the Seek Dao Sect, Lu Yang suddenly asked,”By the way, where are we going?”

How could they buy the ship tickets without knowing the destination?

The trio looked at each other, realizing they had thought about leaving the Seek Dao Sect but hadn’t thought about where to go.

They surely couldn’t go to the dense forest again.

“How about this, let’s go to the Task Hall and pick a mission? We’ll go wherever that mission takes us.” Li Haoran suggested, realizing he was short of contribution points.

“Sounds good.” Lu Yang and Meng Jingzhou nodded their heads, considering this an opportunity to help Li Haoran earn contribution points.

Among the three of them, only Li Haoran was short of contribution points. Lu Yang himself had many contribution points, and could even access Fairy Eternity’s contribution points whenever he wanted.

Meng Jingzhou could exchange spirit stones for contribution points.

The three of them went to the Task Hall and Meng Jingzhou found a mission he fancied at first glance.

“Ji State’s southern area, Shoutian County. Guhuai Town. Outside the town is an abandoned temple where travelers often stay overnight. It’s suspected that a man-eating female ghost with yang qi appears regularly. Once this rumor spread among travelers, they flocked to the temple for the thrill…”

“This one!” Meng Jingzhou smacked his thigh in excitement, finding fate in this mission.

It was a perfect opportunity to test if his Double Single Body Spiritual Roots were effective!

Li Haoran rubbed his chin, finding Guhuai Town incredibly familiar.